FD Scheme
| Rate of Interest on Deposits (w.e.f. 01-12-2020) | ||
| Period | General | Senior Citizens |
| 31 days upto 90 days | 2.50% | 3.00% |
| 91 days upto 180 days | 3.00% | 3.50% |
| 181 days upto 1 year | 3.50% | 4.00% |
| 1 years up to 5 years | 4.00% | 4.50% |
| Kalpatharu Short Term Deposit (w.e.f. 01-12-2020) | ||
| Period | General | Senior Citizens |
| 31 days upto 90 days | 2.50% | 3.00% |
| 91 days upto 180 days | 3.00% | 3.50% |
| 181 days upto 1 year | 3.50% | 4.00% |
| Short Term Deposit Scheme, Interest payment only after maturity-Subject to TDS unless otherwise exempted by Declaration only. | ||
| Kalpatharu Deposit (w.e.f. 01-12-2020) | ||
| Period | General | Senior Citizens |
| 1 year upto 5 years | 4.00% | 4.50% |
| Monthly/Quarterly/Half Yearly and Yearly Interest Payable Scheme-Subject to TDS unless otherwise exempted by Declaration only. | ||
| Kamadenu Deposit (Compound Interest) (w.e.f. 01-12-2020) | ||
| Period | General | Senior Citizens |
| 1 year upto 5 years | 4.00% | 4.50% |
| Quarterly compounding Scheme, Interest payment only after maturity-Subject to TDS unless otherwise exempted by Declaration only. | ||